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What is Honda Care?

What is Gap?

Credit History: None, Bad, Good

What type of credit experiences can someone with no credit history expect to have? Lending institutions such as banks and credit unions rarely lend money to people with no credit, because they have no history to indicate how likely they will be to pay back the loan.

What type of credit experiences can someone with a bad credit history expect to have? Future borrowing is difficult and in some cases impossible, because there is no basis for a lending institution to trust that the money will be repaid.

What type of credit experiences can someone with a good credit history expect to have? They can be granted credit more easily and with less stringent conditions.

Credit Score Ranges

A credit score determines your credit grade and is based on the data found in your credit report. The credit score broadly refers to a number generated by a credit-scoring model to determine a person's creditworthiness. Commonly, there are six ranges:

  • 720 – 850 A+
  • 700 – 719 A
  • 675 – 699 B+
  • 620 – 674 B
  • 560 – 619 C
  • 500 – 559 D

There is no single cutoff score used by all lenders—and there are additional factors that lenders use—but basically, the higher the score, the higher your creditworthiness and the lower the risk.

Contact us at for more information.

Or you can start the pre-approval process by using our online credit application Get Pre-Approved

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Title and other fees and incentives are not included in this calculation, which is an estimate only. Monthly payment estimates are for informational purpose and do not represent a financing offer from this dealership. Other taxes may apply.
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Honda North

750 West Herndon Avenue
Clovis, CA 93612
Sales: 888-992-4524
Service: 888-992-4526
Parts: 888-992-4527

Hours of Operation

Monday: 8:30 a.m. - 9:00 p.m
Tuesday: 8:30 a.m. - 9:00 p.m
Wednesday: 8:30 a.m. - 9:00 p.m
Thursday: 8:30 a.m. - 9:00 p.m
Friday: 8:30 a.m. - 9:00 p.m
Saturday: 8:30 a.m. - 8 p.m.
Sunday: 10 a.m. - 7 p.m.
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